April 19, 2016 Goal Setting

   "If you plan to fail, you are planning to fail" - Benjamin Franklin. This is a powerful quote which is the basis for today's discussion on goal setting. When most people hear the words goals they tend to associate it to dreams and aspirations. Goals and dreams are not the same at all. A dream is something that you wish for, whereas a goal is written down and has an action plan.

   Through my journey in network marketing I always heard about the importance of having a "goal statement". The "goal statement" was a paragraph on where we saw ourselves in a time span of three to five years. You would first write in detail how great everything had turned out and after that you would then describe what made that possible. In my personal opinion, I do not believe that this type of goal setting is fully effective. I prefer having my action plan set up like a chart that has two columns, one labeled 'Goal' and the other column labeled 'Actions to achieve goal'. By doing an action plan in this manner I can pin point what tasks directly affect my progression towards my goal. This in turn makes sure that I am doing the "right" things to achieve my goal (see April 3, 2016's post for "right" things). I am not saying that my way of goal setting is the one and only way to set goals. As long as you have an action plan you are already a head in the game we call Life.

   Just having a goal and/or action plan doesn't mean that you are done with goal setting. A big part of goal setting is visualizing your goals, because if you can "see" your goals it makes them more attainable. One thing that I learned in network marketing was to have a "Dream Board", which is filled with pictures of things that the maker wants to achieve. I literally hate the word dream, because dream means wishful thinking. Wishful thinking will not get you towards your goals so I am renaming the "Dream Board" to 'Goal Board'. By creating this board you are able to put as they often say a face to a name. Sounds a bit confusing but let me give you an example... " I want to be a millionaire" this is a statement that most people answer when asked what they want in life. This statement is too broad because it does not specify what they truly want from life. The Goal Board would break down this statement to something such as financial freedom, the ability to take multiple vacations per year or even owning a car collection. Other than breaking down goals to smaller attainable parts it also sets up a deadline for completing the goal. 

   By setting a deadline for your goal, you create a way to measure progression towards a goal. By measuring your progress you are able to determine if your actions are helping you succeed in obtaining your goal. This grants us the ability to adjust our actions in order to maximize our productivity towards goal attainment. Goal deadlines also create a sense of accountability. If you fail to achieve your goal then you are the only person to blame. Think about deadlines at work, your boss holds you accountable if the deadline is not met so why should it be different here.

   I now have a rather simple question to ask. After reading this post, do you have dreams or do you have goals? If you answered goals then I have one more question for you. Have you done goal setting? If you answered no then it is not a goal but rather it is a dream. But do not fret and worry because you now should know how to turn that dream into an attainable goal. If you follow your plan you will be successful.

                                                                                                        Thanks for reading,

                                                                                                                         Josh R.

April 15, 2016 Cyber Security

  Today I learned a very important lesson in life. The lesson that I learned today was that you must make sure that all your information is secure. I was recently a victim of a cyber attack in which someone tried to withdraw money from one of my accounts. I always hear about people’s information getting stolen and always thought that it couldn’t happen to me. Turns out that I was wrong, very wrong.

  Most of people have at least two locks on their doors, one regular lock and a deadbolt lock. If you feel secure with two locks why have only one “lock” for our digital accounts. The one “lock” we have on our digital accounts is a password that most do not remember. The password is fine and dandy but can easily be broken into no matter how “secure” you believe it is. My password for the account that was hacked was 15 characters long and a pass-code that I had never used before. The funny thing is that the email that I use for the account has a 2-step authorization setup. The only problem is that I never enabled it on any account other than my email accounts. If I would have taken five minutes out of time to set it up for 2-step authentication then I would have saved myself a ton of time and frustration.

  Before you bring out the pitchforks and try to burn me at the stake, just take a step back and listen for a bit more. If you have a smartphone, then you are halfway to having true security on your accounts. The app that I personally use on my phone for 2-step authentication is Google Authenticator. If for some reason you do not like Google then there are many other options from big developers such as Microsoft. I’m not trying to tell you to go out and purchase a life lock subscription or anything. All I am recommending is that you try out a 2-step authentication method. A password or a pin was sufficient in the past but so were chip-less debit and credit cards. Why wait until cyber security is fully needed, act now and save yourself the trouble. I was lucky because I was able to find out within an hour, but will the next victim be as lucky.

                                                                                                                                     Protect yourselves,

                                                                                                                                                               Josh R.